J-1 visa is issued by the U.S. government to people taking part in academic or cultural programs sponsored by schools, businesses, organizations and institutions. Individuals are granted a J-1 exchange visitor visa if they are visiting the US as an au-pair, nanny, student, scholar, trainee, teacher, professor, research assistant, medical graduate, or international visitor, and participating in a program of studies, training, research, or a cultural enrichment program.
J-1 visa is for persons who are approved to participate in exchange visitor programs in the U.S., under provisions of U.S. immigration law. This means that before you can apply at a U.S. Embassy or Consulate for a J visa, you must first apply, meet the requirements, and be accepted for one of the Exchange Visitor Program categories through a designated sponsoring organization. If you are accepted as a participant in an exchange program, the sponsor will provide you with information and documents necessary to apply for the J-1 visa to enter USA.
Students entering the USA on J-1 visa must have valid health insurance for J1 visa that meets certain health insurance requirements for J1 Visa set by the Department of State / visa authorities. For J-1 Visa holders, health insurance is not an option, it's a requirement. If you are applying for a US visa as an exchange visitor, then the first thing you might want to consider before applying for yourJ-1/Au-Pair visa is health insurance.
J1 Visa Health Insurance
The United States government issues a J1 exchange visitor visa to people taking part in academic, work-based or cultural exchange programs sponsored by schools, businesses, organizations and institutions. A J2 visitor visa is usually given to the dependents and spouses of individuals visiting the US on a J1 visa.
Who Needs J1 Visa Health Insurance?
The following is a list of the most common J1 visa holders:
What Should I Look for in a J1 Visa Insurance Plan?
The following three features are most important:
Why it Matters
Having J1 visa medical insurance is important not only because it is required for the immigration process, but also because if you become sick, get injured or are involved in an accident, the subsequent medical bills could cost up to hundreds of thousands of dollars without insurance, depending on the ailment. Medical care is often much more expensive in the US than in other countries, so it is imperative to have insurance to help cover the costs, otherwise you or your sponsor may be held responsible for paying the expenses out of pocket.
The unexpected can happen anytime, anywhere, so it is important to protect yourself and your sponsors by having a quality J1 visa medical insurance plan for the extent of your stay.
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